This article is general education, not individual financial, insurance, legal, or tax advice. Your needs and applicable rules may differ.
Household basics
Record essential expenses, reliable income sources, debt balances, emergency cash, and every person who depends on your household. Include childcare and other unpaid work that would need replacing.
Mark when the information was last updated.
Policies and legal documents
Locate health, life, and disability policy details; confirm owners and beneficiaries; and check will, trust, power of attorney, and healthcare documents with counsel.
Note what is missing without assuming every family needs every product.
Access and review
Store a secure list of accounts, contacts, and recurring bills. Tell a trusted person where it is, not your passwords in an unsecured file.
Repeat this check after a move, new child, job change, marriage, divorce, or major debt.
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The Complete Family Financial Protection Guide
